Andrew P. Bernstein, J.D., CFP®
Wealth Management Advisor

All Points Wealth Management


Peace of Mind.

Two things in this world that are invaluable, though increasingly hard to find. Our team works with the busiest of professionals to create more of each. They say life is short, so we do the heavy lifting of holistic financial planning to give our clients more freedom, less worries, and the ability to enjoy their lives and the people they love on their own terms.

Our team partners with a select group of high-achieving and high-net worth leaders of professions and industries, serving as their family’s trusted resource on all matters of financial planning. We specialize in building long-lasting relationships with our clients, getting to know them on a personal and professional level to deliver superior planning outcomes and an exceptional client experience.

We count among our clients world-class surgeons at Mayo and Cleveland Clinics, managing partners of respected national law firms, and CEOs of $100 million corporations, but most importantly, our clients care about their financial confidence and providing lasting experiences and legacies for their families.

Our team of professionals are thought-leaders and sought after speakers. We've been interviewed on planning topics for international news outlets such as Fox Business and U.S. News & World Report. We're also frequent presenters to medical societies and residencies, law conferences, and industry meetings.

The Northwestern Mutual Difference

We make plans for people, not just money. So no matter your goals, we have access to top rated products and services to help you meet each one.

  • Best Life Insurance Company ranked by NerdWallet, 2019 to 20201
  • AAA, Aaa, and AA+ the highest financial strength ratings of any life insurer from all four major rating agencies2
  • Top 10 U.S. Independent Investment Broker-Dealers3
1©2017-2020 and TM, NerdWallet, Inc. All Rights Reserved.

2Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), April 2020; Fitch Ratings, AAA (highest), August 2020; Moody’s Investors Service, Aaa (highest), December 2020; S&P Global Ratings, AA+ (second highest), June 2020. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.

3Measured by 2020 total revenues. Ranking for Northwestern Mutual Investment Services, LLC. Sources: Financial Advisor magazine and Investment News, April 2021.

The Importance of Planning for the Cost of Long-Term Care

This is an important planning consideration that we often cover with clients. Read more here.

What Is Earnest Money When Buying a House?

Earnest money can be a key part of the homebuying process. Here’s what you should know. Read more here.

Should You Pay Off Debt or Start Investing? Ask Yourself These Questions

With the right financial strategy, you may be able to do both. Read more here.


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

Visit our Client Relationship Summaries (Form CRS) which provide brief information about our firms that provide brokerage services and advisory services.